0% INTRODUCTORIO APR for 21 months in equilibrium transfers: One of the longest introductory periods we have found, will obtain the 0% introduction APR for 21 full months in equilibrium transfers, which will have almost two years to pay for your balance.
0% INTRODUCTORIO APR for 12 months in the purchase: You will also get 0% INTRODUCTION AP during the first 12 months in the purchase. This is a useful advantage if you plan to buy something with the card.
Choose your expiration date of your payment: A bit of flexibility can be very useful when it comes to administering its finances. The card allows you to choose between any available payment date, either at the beginning, the medium or the end of the months. In this way, you can configure automatic payments that are aligned with your payment check.
Without late rates: One of the most unique advantages is that there are no late rates, never. While you must always pay your bill in time, because backward payments can still affect your credit, it is good to know that you will be charged if you slide and lose payment.
No penalty AP: If you lose some payments, most credit cards will increase your interest rate to your APR fine. The Citi Simplicity® card never charges a penalty rate, so its APR is not at risk of increasing due to backward payments.
No annual rate: This card comes without an annual rate, which is an important feature if its objective is to pay the debt.
